Real Estate
The NPMA-33: what agents and buyers actually need to know
The wood-destroying insect report is a closing document with real deadlines. Here is what it covers, what it does not, and how to keep it from delaying settlement.
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- the npma-33: what agents and buyers actually need to know Hampton Roads
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- Guardex the npma-33: what agents and buyers actually need to know
11
Cities served
2026
Founded
Same week
Response
NPMA-33
Reports
The mechanism
What the form is
The NPMA-33 is the standard Wood Destroying Insect Inspection Report. It records visible evidence of wood-destroying insects, evidence of previous treatment, and conducive conditions observed at the time of inspection. VA and many conventional lenders require it, and the report has a limited validity window before closing.
It is a report of visible evidence on the date of inspection. It is not a warranty, not a structural engineering assessment, and not a guarantee that the house has no hidden activity behind finished surfaces.
Where deals get delayed
The two common holdups are Section III findings that require treatment before funding and inaccessible areas that the inspector had to note. Both are avoidable with a little sequencing.
- Unlock the crawl space access and clear anything blocking it
- Make sure the attic hatch is reachable if the property has one
- Order early enough that a treatment and re-inspection still fits the timeline
- Have any prior treatment documentation ready — it changes what gets flagged
Conducive conditions are not failures
Grade too high against siding, wood-to-ground contact, standing water in the crawl space, and excessive moisture readings all get documented. They do not automatically kill a deal, but they do give both sides something concrete to negotiate. Reports that quietly skip them create liability for everyone.
Guardex writes what is there and photographs it. If a correction is needed we quote it in the same visit so the parties can price the fix instead of guessing.
Services referenced
Pests referenced
Key takeaways
The two common holdups are Section III findings that require treatment before funding and inaccessible areas that the inspector had to note. Both are avoidable with a little sequencing.
From the pest library
Roof Rat
Rattus rattus
Identification
Slender dark rat with large ears, pointed nose, and a tail longer than its body. Activity concentrates in attics, soffits, and overhanging limbs rather than at ground level.
Why it is here
Coastal and port cities with mature tree canopy give them elevated travel routes into rooflines.
Activity by month
Coverage
This applies across the whole region
Guardex runs routes across Hampton Roads, Virginia — from the Oceanfront and Sandbridge through Norfolk, Portsmouth, and Chesapeake, up the Peninsula to Newport News, Hampton, and Poquoson, and west into Smithfield, Carrollton, and Isle of Wight County.
- Virginia Beach
- Chesapeake
- Norfolk
- Portsmouth
- Suffolk
- Newport News
- Hampton
- Poquoson
- Smithfield
- Isle of Wight County
- Carrollton
Contact
- Email: ops1@guardexva.com
- Hours: Monday–Saturday, 7:00 a.m. – 7:00 p.m.
- Region: Hampton Roads, Virginia
- Reports: NPMA-33 / WDI on request
More in Real Estate
Keep reading
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- Crawl space encapsulation, explained honestlyWhat encapsulation actually is, when it is worth the money in coastal Virginia, and when a vapor barrier and d…
- If you are seeing camel crickets indoors, the crawl space is the storyCamel crickets are an indicator species. Killing the ones you see does nothing about the condition that produc…
- German roaches versus American roaches: two completely different problemsOne is an indoor harborage and sanitation issue. The other is usually a crawl space, sewer, or moisture defect…
Cross-reference
Services and towns connected to The NPMA-33: what agents and buyers actually need to know
Every Guardex program runs across the whole Hampton Roads, Virginia footprint. Pick the town, then the service — each combination has its own page with local pest pressure, construction notes, and treatment detail.
Build your page
Services
- Termite TreatmentLiquid barrier and baiting programs for active subterranean termite infestations.
- WDI Inspection & NPMA-33 ReportThe wood-destroying insect report required for VA and HUD-backed closings.
- Structural Wood RepairSill plate, band joist, joist, and subfloor replacement after decay or insect damage.
Towns and cities
- Pest control in Virginia Beach, VA
- Pest control in Chesapeake, VA
- Pest control in Norfolk, VA
- Pest control in Portsmouth, VA
- Pest control in Suffolk, VA
- Pest control in Newport News, VA
- Pest control in Hampton, VA
- Pest control in Poquoson, VA
- Pest control in Smithfield, VA
- Pest control in Isle of Wight County, VA
- Pest control in Carrollton, VA
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